Quick answer: Life Alert publishes no prices at all. As of September 2026 its own cost page sends you to 1-800-990-0595 for a quote. Competing companies that do post prices start at $24.99 to $34.95 a month.
What Life Alert actually tells you
We opened Life Alert’s cost page and its device pages on September 2, 2026. Neither shows a dollar figure.
The Life Alert cost page lists benefits and a phone number. It says care specialists will explain monthly service rates, equipment details, discounts, and payment options on the call.
That is the whole pricing disclosure. Everything else is a promise, not a number.
What the company says is included
Life Alert advertises free equipment with installation. It also advertises free ground shipping and says there are no hidden fees.
It promotes a price-lock guarantee, meaning your rate should not climb each year. It sells several device types. The list covers a necklace pendant, a wristband, a help button, and a GPS unit.
Packages are grouped as in-home protection, on-the-go protection, and total coverage. Total coverage adds a waterproof button for the bathroom.
Why quote-only pricing matters
When a price is public, you can compare it in two minutes. When it is not, you compare it after a sales call.
That flips the leverage. You are learning the price from the person paid to sell you the plan.
It is not a reason to rule the company out. It is a reason to slow down and write everything down.
What to ask when you call
Ask these six things, and ask for the answers by email before you pay.
- What is the monthly monitoring fee, in dollars, for the package we discussed?
- How many months is the agreement, and does it renew on its own?
- What do I pay if I cancel in month three?
- What happens if the user dies or moves into a nursing home?
- Is there any one-time fee for equipment, activation, programming, or shipping?
- Does the price include fall detection, and if not, what does that add?
Never agree on the first call. A company that will not put numbers in writing is telling you something.
Prices you can compare right now
We compared list prices published by Bay Alarm Medical, MobileHelp and Lively on September 2, 2026. These give you a yardstick before your Life Alert call.
| Company | In-Home Monthly | Mobile Monthly | Device Cost | Fall Detection |
|---|---|---|---|---|
| Lively | Not offered | $24.99 Basic plan | $79.99 Mobile2 | +$9.99/mo |
| Bay Alarm Medical | $27.95 landline | $34.95 All-In-One 2 | $0 to $159.20 | +$10/mo |
| MobileHelp | $29.95 cellular | $37.95 Elite | Free activation | +$10/mo |
| Medical Guardian | $34.95 MG Home | $39.95 Guardian Flex | $149.95 list | +$10/mo |
| Life Alert | Not published | Not published | Not published | Not published |
All figures as of September 2026. Taxes and fees are extra on some plans.
Do the math on a full year
Monthly numbers hide the real size of the decision. Multiply before you buy.
A $27.95 plan costs $335.40 over twelve months. A $44.95 plan with fall detection costs $539.40.
Add a device fee and the gap widens. Bay Alarm Medical’s smartwatch is $39.95 a month plus $159.20 for the watch, which is $638.60 in year one.
Now compare that to a quote with no published baseline. If the quote lands far above these numbers, ask what you are getting for the difference.
Red flags on any sales call
These apply to every company, not just one. They are the patterns that cost families money.
A representative who will not state a monthly figure until you give a card number is a red flag. So is a discount that expires when you hang up.
Watch for a long term dressed up as a “protection plan.” Be careful when equipment is called free but the monthly fee recovers its cost.
Finally, be careful with automatic renewal. Some states require written notice before a term rolls over, and some do not.
What happens if you cancel early
Ask this before anything else, because circumstances change fast. People move in with family, enter assisted living, or die.
Find out whether the remaining months are owed in full. Find out whether the estate is responsible.
Also ask how to return the equipment and who pays the return shipping. Get the return address in writing while the account is still active.
The contract question
This is where families get hurt. A long agreement is expensive even at a low monthly rate. You may only need the device for a year.
Bay Alarm Medical offers a 15-day risk-free trial. Medical Guardian states it charges no activation or cancellation fees and does not require long-term contracts.
Life Alert does not publish comparable terms. Ask for them, read them, and keep the paperwork.
Cheaper protection for the same job
The job is simple. Someone falls, presses a button, and a trained operator answers.
You can buy that for under $30 a month from more than one company. Our comparison of published prices lays out the options side by side.
If a monthly bill is not workable at all, look at unmonitored buttons and free local programs. Many Area Agencies on Aging loan devices.
Two reviews worth reading first are our Bay Alarm Medical review and our Medical Guardian review.
Bring a second person to the call
Do not take a sales call alone if you can help it. Two sets of ears catch more.
Put the phone on speaker and have someone write the numbers down. Repeat each figure back to the representative.
Ask for the representative’s name and a direct callback number. Then ask them to email a written summary while you are still on the line.
If they cannot email a summary, that tells you how firm the numbers are.
Who Life Alert still suits
Some people want a technician to come to the house and set everything up. Some want the brand their neighbor has.
If installation help matters more to you than price transparency, the call is worth making. Just make it with a written quote from a competitor in your hand.
Also ask about the veterans page and any discount for two users in one home. Sales teams discount more when they know you are comparing.
What Medicare will pay
Nothing, in Original Medicare. Part B covers durable medical equipment only. Medicare defines that as items used for a medical reason at home, expected to last three years or more.
Medicare’s published DME list includes walkers, wheelchairs, hospital beds and oxygen. It does not include personal emergency response systems.
Some Medicare Advantage plans add extra benefits that Original Medicare does not cover. Our Medicare guide explains how to check your own plan.
Bottom line
Life Alert cannot give you a price online. Start by getting quotes from companies that publish theirs. Buy the $27.95 to $34.95 in-home plan if the person stays home. Step up to a mobile GPS device only if they go out alone. Call Life Alert last, with those numbers written down. Refuse to sign anything without the term length and cancellation terms in writing. Use any trial period fully, and test the button from the far corner of the house before the trial ends.
Frequently asked questions
How much does Life Alert cost per month?
Life Alert does not print a monthly price anywhere on its website as of September 2026. Its cost page asks you to call 1-800-990-0595 for a quote and a free brochure. Because nothing is published, treat any figure you see elsewhere as unconfirmed and get your own quote in writing.
Does Life Alert charge an installation fee?
Life Alert's site says equipment and installation are included and that shipping is free. It does not list a dollar amount for setup, activation, or the monthly service. Ask the sales representative to email you the full first-year total before you agree to anything.
Does Life Alert require a contract?
Life Alert does not publish its contract length or cancellation policy on its public pages. That is the single most important thing to pin down. Ask for the term in months, the cancellation rules, and whether the agreement renews automatically, and ask for it in writing.
Is there a cheaper alternative to Life Alert?
Yes. Several national companies post their prices. Lively's Basic plan is $24.99 a month, Bay Alarm Medical's landline system is $27.95, and MobileHelp's home cellular system is $29.95, all as of September 2026. Fall detection adds about $10 a month at each.
Will Medicare pay for Life Alert?
Original Medicare does not. Part B pays only for durable medical equipment, and personal emergency response systems are not on Medicare's published DME list. Some Medicare Advantage plans offer extra benefits, and some state Medicaid waivers cover monitoring, so check with your plan.
Sources
- Life Alert — how much does Life Alert cost — accessed 2026-09-02
- Life Alert medical alert devices — accessed 2026-09-02
- Bay Alarm Medical pricing and plans — accessed 2026-09-02
- Lively medical alert plan comparison — accessed 2026-09-02
- MobileHelp Classic product page — accessed 2026-09-02
- Medicare.gov durable medical equipment (DME) coverage — accessed 2026-09-02