Quick answer: Medical Guardian starts at $34.95 a month for its in-home system, as of September 2026. The Guardian Flex mobile device starts at $39.95. Fall detection adds $10 a month. The company states it charges no activation or cancellation fees and requires no long-term contract.
What the company sells
Medical Guardian runs a small, clear product line. Four names cover almost everything.
MG Home comes in landline and cellular versions and works inside the house. Guardian Flex is the mobile device with GPS for people who go out.
MG Mini is a compact mobile button. MGMove is a smartwatch for people who will not wear a pendant.
Published prices
We read Medical Guardian’s own pricing page and product pages on September 2, 2026.
| Device | Starting Monthly | With Fall Detection | Device Price | Where It Works |
|---|---|---|---|---|
| MG Home | $34.95 | $44.95 | Not listed | Inside the house |
| Guardian Flex | $39.95 | $49.95 | $149.95 list | Anywhere with cell service |
| MG Mini | $39.95 | $49.95 | Not listed | Anywhere with cell service |
| MGMove watch | Not listed | Not listed | Not listed | Anywhere with cell service |
All figures as of September 2026. The starting rates assume the annual billing plan.
Two device prices were not posted the day we checked. Get them in writing on your order confirmation.
The fee policy is the real selling point
Plenty of companies advertise low monthly rates and recover the money elsewhere. Medical Guardian takes the opposite line.
It states it does not charge activation or cancellation fees, and never will. It also says it does not require long-term contracts.
That combination matters more than a dollar or two on the monthly rate. It means you can stop when the need ends.
Promotions on the site included free activation, free ground shipping, and a free lockbox. A lockbox is genuinely useful, since it lets responders in without breaking a door.
Guardian Flex
This is the device most families end up looking at. It is a mobile unit with GPS and two-way voice.
The Guardian Flex page listed it at $149.95, and showed $37.49 under a 75% promotion in September 2026. Promotions move, so confirm your charge.
Service starts at $39.95 a month on the annual plan. Fall detection is the most popular add-on and costs $10 a month.
MG Home
MG Home is the in-home base station system. It starts at $34.95 a month.
That is $7 a month more than Bay Alarm Medical’s landline plan at $27.95. Over a year the gap is $84.
You are paying part of that for the no-fee policy. Whether it is worth it depends on how long you expect to keep the service.
MG Mini and MGMove
MG Mini is the small GPS button, listed as low as $39.95 a month. It suits people who want something they can clip on and forget.
MGMove is a smartwatch. Watches get worn more reliably than pendants, but they need charging every day.
Neither price for the hardware was posted when we checked. Ask before you order.
Fall detection
Fall detection costs $10 a month across the line. That matches MobileHelp and Bay Alarm Medical.
Medical Guardian describes 6-axis fall detection technology on its GPS button. On Guardian Flex it says machine-learning models are trained on real fall data. Those models start an SOS call automatically.
The company claims high accuracy with minimum false alarms. It publishes no percentage, and no company in this category does.
Treat fall detection as a backstop, not a replacement for the button. Our fall detection guide explains what these sensors can and cannot see.
What a year costs
Monthly figures understate the commitment. Multiply them.
MG Home at $34.95 a month is $419.40 a year. Guardian Flex with fall detection at $49.95 a month is $599.40, plus whatever you pay for the device.
Compare that to $335.40 a year for a $27.95 landline plan elsewhere. The difference buys mobility and the no-fee policy, nothing more.
Who it fits, and who it does not
It fits an active older adult who still drives, walks, or gardens alone. The mobile devices are the strong part of this line.
It fits families who dislike cancellation penalties. A no-fee exit is worth real money when someone’s health changes quickly.
It fits less well if the person never leaves the house. You would be paying mobile-grade prices for a stationary life.
It also fits poorly for anyone who will not charge a device. Mobile units and watches need a daily routine, and pendants on a base station do not.
The promotion problem
Deep discounts are the norm here, and they change often. That makes comparing hard.
The site advertised 75% off top-selling devices when we checked. The same device carried a $149.95 list price on its own page.
Do not plan around a promotion you have not seen in writing. Ask for the final total, including tax and shipping, before you give a card number.
If the discount is real, the representative will happily email it. If it is not, you have saved yourself a phone call.
How it compares
Against Bay Alarm Medical, Medical Guardian costs more at home and about the same on the go. Bay Alarm Medical’s mobile plans start at $34.95 with devices from $89.40.
Against MobileHelp, it costs more at the entry point. MobileHelp’s home cellular plan starts at $29.95 with free activation and free shipping, and fall detection is also $10.
Against Life Alert, it wins on transparency. Life Alert publishes no prices at all.
For the full picture, see our roundup of published medical alert prices.
What to check before you order
Ask for the device charge in dollars, not as a percentage off. Promotional math is where surprises live.
Ask whether your quoted monthly rate is the monthly, quarterly or annual plan. The advertised numbers assume annual billing.
Ask how many contacts you can list and in what order they are called. Then test the system from the bathroom and the basement.
Finally, ask about a spare pendant for a spouse. Two people in one house often need two buttons, not one.
Medicare and this purchase
Original Medicare pays nothing toward it. Part B covers durable medical equipment. Medicare defines that as items used for a medical reason at home, expected to last three years or more.
Medicare’s published DME list covers walkers, wheelchairs, hospital beds and oxygen. Personal emergency response systems are not on that list.
Some Medicare Advantage plans add extra benefits Original Medicare does not cover. Our Medicare coverage guide shows how to check.
Bottom line
Medical Guardian suits someone who leaves the house alone and wants a good mobile device. The no-fee policy on both ends is the draw. Pay $39.95 a month for Guardian Flex. Add fall detection only if falls have actually happened, and confirm the device charge in writing. If the person rarely leaves home, a $27.95 to $29.95 in-home plan does the same job for less. Whichever you pick, order on annual billing only after you have tested the equipment for a few weeks.
Frequently asked questions
How much does Medical Guardian cost per month?
MG Home starts at $34.95 a month and the Guardian Flex mobile device starts at $39.95 a month on the annual plan, as of September 2026. The MG Mini is also listed as low as $39.95 a month. Fall detection adds $10 a month to any of them.
Does Medical Guardian charge activation or cancellation fees?
No. The company states plainly that it does not charge activation or cancellation fees and never will. It also says it does not require long-term contracts. You can pay monthly, quarterly or annually, and the annual option is the cheapest per month.
How much is the Guardian Flex device?
The Guardian Flex lists at $149.95. Medical Guardian runs frequent promotions, and in September 2026 the site showed it at $37.49 after a 75% discount. Because promotional pricing changes, confirm the device charge on your order confirmation before you pay.
How accurate is Medical Guardian fall detection?
The company describes 6-axis fall detection technology and machine-learning models trained on real fall data. It claims high accuracy with minimum false alarms but publishes no percentage. No fall detection catches every fall, so the user should still press the button whenever they can.
Is Medical Guardian better than Bay Alarm Medical?
It depends on where the person spends their day. Bay Alarm Medical is cheaper at home, starting at $27.95 a month for a landline system versus $34.95 for MG Home. Medical Guardian has the stronger no-fee policy and a well-regarded mobile device at $39.95 a month.
Sources
- Medical Guardian alert system pricing — accessed 2026-09-02
- Medical Guardian Guardian Flex product page — accessed 2026-09-02
- Medical Guardian GPS button with fall detection — accessed 2026-09-02
- Bay Alarm Medical pricing and plans — accessed 2026-09-02
- MobileHelp Classic product page — accessed 2026-09-02
- Medicare.gov durable medical equipment (DME) coverage — accessed 2026-09-02